Estate planning is a crucial aspect of financial management that involves the distribution of an individual’s property at their death. Without proper estate planning, the state laws determine how and
13 New Tax Numbers to Know for 2024
Things are changing in the New Year! Gift Tax Exclusion The annual exclusion for gifts increases to $18,000 for calendar year 2024, up from $17,000 for calendar year 2023. Estate Tax Exclusion The est
How a CFP can help with Debt Managment
Debt management can be a daunting task, but with the help of a Certified Financial Planner (CFP), the journey can become more manageable and less stressful. CFPs are trained financial professionals wi
The Importance of Tax Planning and Investments
Navigating the financial landscape can be complex. However, two key aspects of any sound financial plan are tax planning and investments. Effective tax planning can significantly reduce your tax liabi
What to do with your Old Retirement Accounts
When leaving a job, many people are unsure about what to do with their old retirement accounts. This can lead to a jumble of pensions, 401(k)s, and other retirement savings that are difficult to manag
Why Work with a Financial Advisor?
In the world of finance, navigating the labyrinth of investment options, tax laws, and retirement plans can leave you feeling lost and overwhelmed. That’s where a financial advisor comes in. These pro
Why I Became a Financial Planner
Why I Became a Financial Planner By Matt Ward, CFP®, CRPC® I come from a family of financial professionals. Growing up, however, I wasn’t always sure that I would work in the field of finance and inve
Here is what some of our Clients are saying about Us
Melissa C. — 5 Stars I met with Matt Ward and he helped me to plan ahead for retirement and college plan for our family. He is so beyond helpful and you can definitely tell he takes pride in what he
How to Manage Emotions and Finances
Navigating the financial landscape can often trigger a rollercoaster of emotions. From the thrill of a successful investment to the anxiety of a market downturn, our finances are inextricably linked w
The Downside of Robo-Advisors
While robo-advisors bring numerous advantages like lower costs and round-the-clock service, they also have their share of drawbacks. A key limitation is their inherent lack of personalized advice. Unl